Reverse mortgages: What you need to know

Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as “Credible” below, is to give you the tools and confidence you need to improve your finances. Although…

Reverse Mortgage Rules by State

In addition to Federal laws regulating reverse mortgage loans, 24 states plus the District of Columbia have their own regulations in the form of laws that govern how these loans…

Options When a Spouse Dies With a Reverse Mortgage

Homeowners age 62 or older can use a reverse mortgage to tap into their home equity without selling the house or making monthly payments. A lender gives you an advance…

Can I Get a Reverse Mortgage on a Co-op Apartment?

While reverse mortgages have been available to homeowners since 1961, the loans have been off-limits to housing cooperative (aka “co-op”) residents. Reverse mortgages allow older homeowners to borrow against their…

Reverse Mortgages in America: The Statistics

Reverse mortgages backed by the Federal Housing Administration (FHA), otherwise known as home equity conversion mortgages (HECMs), account for almost all reverse mortgages in the United States, according to the…

Reverse Mortgages in Mexico vs. the U.S.

Reverse mortgages have become a popular way for seniors to access some of the equity they have invested in their home: Nearly 43,000 reverse mortgages were issued in the U.S.…