What Has Research Shown About Alternative Home Financing in the U.S.?

Overview Most people in the U.S. use a mortgage from a bank or other financial institution to finance a home purchase. But tens of millions of Americans also have used…

Some Home Buyers Turn to Alternative Financing as Other Options Dwindle

Millions of American home shoppers have taken on risky and generally more costly alternative financing, in part because even creditworthy buyers may have trouble finding traditional mortgages for lower-priced properties,…

Millions of Americans Have Used Risky Financing Arrangements to Buy Homes

Overview Most homebuyers in the U.S. use mortgages to purchase their homes. However, many others use alternative financing arrangements, such as rent-to-own, that research indicates are generally riskier, more costly,…