According to the latest results conducted by credit reporting bureaus, around 16% of Americans have very poor credit, around 18% fair credit, and only around 1% excellent credit score. Of course, these percentages vary from state to state, but we can all agree that not many Americans can obtain loans […]

What Is the Difference Between a Home Equity Loan and a Personal Loan? A home equity loan and a personal loan both offer one-time, lump-sum payments that are required to be paid back in installments over an agreed-upon period of time. However, the main difference is that home equity loans […]